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  • Mark Wilson

Down Payment Debunked!



Fact vs. Fiction

•The majority of Americans still believe a 20% down payment is required to buy a home. This is simply not true.

•More than 70% of non-cash, first time home buyers made down payments of less than 20% over the last five years.

•The typical down payment for 60% of first-time home buyers is 6% or less.

•Only 13% of young adults (34 and younger) realize they can purchase a home with a down payment 5% or less.



Geneva Financial offers a wide variety of programs requiring little to no down payment.

•Conventional loans can have down payments as low as 3% for qualified buyers. FHA loans, a go-to for first-time homebuyers only require a minimum of 3.5% down.

•Geneva Financial also offers down payment assistance programs

Contact Us today to find out what option is right for you! We are here to help you on your journey to homeownership.

Copyright©2019 Geneva Financial, LLC, NMLS #42056


This is not a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet LTV requirements for refinances, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines. Approvals are subject to change without notice based on the applicant’s eligibility and market conditions. Geneva Financial LLC is not acting on behalf of or at the direction of HUD/FHA or the Federal Government. Geneva Financial LLC is approved to participate in FHA programs but the products and services performed by Geneva Financial LLC are not coming directly from HUD or FHA. Geneva Financial LLC #42056 is an Equal Opportunity Lender and Equal Housing Lender. 3155 S. Price Rd Chandler, AZ 85248. AZ#0910215 Corporate: 3155 S. Price Road • Suite 105 • Chandler • AZ • 85248

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Geneva Financial, LLC

NMLS 42056  BK #0910215

3155 South Price Rd. Suite 105   Chandler,  AZ  85248

An Equal Housing Lender 

Mark Wilson

Branch Manager

NMLS:155820

Vicki Ahmadi

Loan Officer 

NMLS:1885256

(360) 907-1792

(360) 721-6002

©2019 by Mark Wilson-Geneva Financial, LLC.