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Geneva Financial, LLC

NMLS 42056  BK #0910215

3155 South Price Rd. Suite 105   Chandler,  AZ  85248

An Equal Housing Lender 

Mark Wilson

Branch Manager

NMLS:155820

Vicki Ahmadi

Loan Officer 

NMLS:1885256

(360) 907-1792

(360) 721-6002

©2019 by Mark Wilson-Geneva Financial, LLC.

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What type of refinance is right for you?


Depending on your goal, the type of refinance you choose can vary. If you are looking to save money each month, a rate and term refinance may best. If you are looking to tap into your equity and consolidate debt, a cash-out refinance may be the path for you. See below for more details on which refinance loan is the best option.



Cash-out Refinance

With a cashout refinance you are tapping into your home’s equity to pull money out for what you need most. You can use this money for home repairs, your children’s college tuition, etc.

There are also several programs that help allocate your equity to big renovation products, such as adding a pool.

Drowning in credit card debt? A cash-out refinance could help you roll your credit cards into your loan so you are not stuck paying on high-interest rate accounts.

Rate and Term Refinance

With a rate and term refinance you are changing either your rate or term to best financially benefit you. Depending on when you first obtained your mortgage your interest rate may be higher than current market rates. It’s best to speak with one of our licensed loan officers to see if a refinance can help you. If your rate is higher than current market conditions, you could significantly safe on your monthly payments.

Changing the term of your loan can help in a variety of ways. Shortening the length of the loan will help save on interest. Lengthening the term of your loan can help lower monthly payments.

If you have an FHA loan, it could benefit you to refinance into a conventional loan, this will often remove the required monthly insurance that comes along with an FHA loan, again saving you money.


Many factors affect how good your new rate could be; from credit to income and expenses, but a quick 10-minute review should give us an idea and could possibly save you hundreds, if not thousands, a year in lower payments. Talk with one of your licensed loan officers today, to see how a refinance can benefit you.

Click HERE to start your application, or Contact Us if you have any questions.



Copyright©2019 Geneva Financial, LLC, NMLS #42056

This is not a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet LTV requirements for refinances, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines. Approvals are subject to change without notice based on the applicant’s eligibility and market conditions. Geneva Financial LLC is not acting on behalf of or at the direction of HUD/FHA or the Federal Government. Geneva Financial LLC is approved to participate in FHA programs but the products and services performed by Geneva Financial LLC are not coming directly from HUD or FHA. Geneva Financial LLC #42056 is an Equal Opportunity Lender and Equal Housing Lender. 3155 S. Price Rd Chandler, AZ 85248. AZ#0910215 Corporate: 3155 S. Price Road • Suite 105 • Chandler • AZ • 85248

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