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Geneva Financial, LLC

NMLS 42056  BK #0910215

3155 South Price Rd. Suite 105   Chandler,  AZ  85248

An Equal Housing Lender 

Mark Wilson

Branch Manager

NMLS:155820

Vicki Ahmadi

Loan Officer 

NMLS:1885256

(360) 907-1792

(360) 721-6002

©2019 by Mark Wilson-Geneva Financial, LLC.

RESIDENTIAL MORTGAGE LOAN OPTIONS

FIRST-TIME HOME BUYER PROGRAM

Prospective Property Owners

  • Multiple Down Payment Assistance Programs Available

  • May qualify with credit scores as low as 580

  • Many loan options available

  • 100% Financing Options Available 

FHA LOANS

A Brighter Future

  • Qualify with as little as 3.5% down 

  • May qualify with credit scores as low as 580

  • Typically, must have 12 months without any derogatory marks on credit. 

  • With the FHA Streamlined 203k*, you have the option to purchase a home with additional funds available for  improvements such as:

    • New flooring or paint

    • New Appliances

    • Updating the kitchen or bathroom

    • Energy efficient upgrades including HVAC system

*additional requirements or restrictions may apply

**Not all customers will qualify. Speak with your loan officer today!

Build Your Dream Home

  • One and Done Construction Loan

    • Covers Stick Built, Manufactured, and Modular Houses

    • Includes Lot Purchase

    • No Payments Due During Construction​​

    • Available through FHA, USDA, and VA

    • Loans close before construction begins, so no re-qualification is required upon completion. 

  • Renovation loans

    •  allow for improvement costs to be included in the purchase loan

Down Payment Assistance Program

This down payment assistance program offers a grant equal to 2% of the purchase price to our eligible borrowers.

Eligible Borrowers Include:

  • Any Borrower on the loan application who is a current, retires, or non-paid

    • First Responder: police officer, firefighter, public safety officer, paramedic, or emergency medical (EMT), including volunteers or similar​

    • Educator

    • Medical Personnel: nurse, doctor, phlebotomist, or health ambassador, or hospital, American Red Cross worker, or similar

    • Civil Servant in a federal, state, or local municipality

    • Military Personnel

*Not available in Washington or Hawaii

Contact me to find out if you’re eligible, and whether this would be a good fit for your needs.

VETERAN ADMINISTRATION (VA) LOANS

We Value Your Service

Available to Military Veterans and active duty service members.

  • 100% financing with full VA Entitlement*

  • No Monthly Mortgage Insurance

  • Construction Financing Available for Single family Residences, Townhomes, VA Approved Condos, and other property types.**

*A down payment may be required in the event the loan amount exceeds the current maximum loan amount or if the borrower does not have full VA entitlement

**Contact Us for more information about financing and property eligibility

CONVENTIONAL LOAN

Prospective Property Owners

  • Can be used for Primary Residence or Investment Property

  • Qualify for as little as 3% down

  • NO Mortgage Insurance Requirement if putting more than 20% down. 

  • Seller allowed to contribute to closing cost

  • Down Payment can be a gift

CHENOA FUND

FHA-Insured Down Payment Assistance Program

  • Not required to be a first-time homebuyer

  • No homebuyer education required

  • No Geographic restrictions

  • 620 minimum credit score

USDA RURAL HOUSING LOANS

The Right Loan for You

  • No Down Payment Required

  • Available for purchase or refinance

  • Flexible Qualifying Criteria

  • Great option for low-to-moderate income buyers

  • Only available in designated areas

  • Eligible Closing costs may be financed*

*Must be supported by appraisal value